Estate Planning

Estate Planning

Most clients will accumulate significant assets over their lifetimes. Help address your clients’ death benefit needs and find smart, affordable estate planning solutions.

 

Paying for College

Paying for College

The primary purpose of life insurance is to provide a death benefit to beneficiaries. It can be designed to meet your clients’ changing needs with features such as flexible death benefits and flexible premiums. Death benefit protection can make life insurance an attractive choice for establishing a self-completing plan to help fund a college education. Permanent life insurance that can accumulate cash value may be used to help pay for college costs.

Key-Person

Key-Person

Most companies have a person(s) whose skills are vital to the success of the business. A key-person may be an owner, partner, or employee without whom the business would suffer serious consequences.

Executive Bonus

Executive Bonus

An executive bonus arrangement can be a powerful, yet simple way to provide a valuable benefit for company owners and key employees. It can help reduce turnover of key employees that could result in significant financial losses