Life expectancy is increasing. Health care costs are on the rise. Long Term Care costs are on the rise. Taxes are on the rise. The stock market has no guarantees.  Longevity Planning is a strategy that helps your clients prepare for a long, healthy retirement, while also providing for loved ones in case of death. The desire to travel, a new home, new hobbies, and gifting assets are all desires that might be beyond your client’s current plan for income replacement in their later years. An unexpected illness might also make a long retirement more costly.